From Consulting and Alternative Funding to Enrollment and Claim Support

Your priority should be managing your business. Our focus is simplifying the complexities of employee benefits for you. A partnership with Emerson Rogers means you can easily achieve your benefit objectives without negatively impacting the growth and success of your business.

Focusing on a full spectrum of consulting services, our expertise includes benefit and renewal planning, carrier rate negotiations, compliance assistance, employee communication and cutting edge benefit administration technology, all designed to maximize the competitiveness and value of your employee benefit package.

For a small business, shopping for group health insurance is more difficult now than ever. The Affordable Care Act has introduced an array of benefit and pricing variables that make it difficult to find the right plan for you and your employees at a price you can afford. Add to that the host of new compliance regulations, tax-related products and guidelines, wellness programs and funding methods and, well, managing benefits can be a full-time job! At United Benefits Group, our team of experts can help you sort through these complexities to design a benefit program that’s the right fit for you company. Our vast array of internal resources coupled with strategically chosen vendors allows us to craft a strategy that will not only work for you today, but for years ahead as well.

Navigating today’s health insurance marketplace can be challenging, especially when you’re not prepared for unexpected illnesses or injuries. Life can take you down unexpected paths, and health insurance is a crucial safety net that protects you from costly medical care and other services like hospitalization and surgery. If you have a severe accident or sickness, health insurance provides essential financial protection. Without coverage, these costs can lead to debt or even bankruptcy. Whether you’re a first-time health insurance shopper or have years of experience, we can help you find the right plan that fits your budget and personal situation

With the increasing number of individuals continuing to work past age 65, there’s a good chance your business either has or will have Medicare eligible employees on the payroll. There’s also a good chance that either the individual or the benefits representative at your company will have questions about Medicare benefits, enrollment or related issues. Medicare is loaded with confusing language, similar plan names, critical deadlines and a complex rating schedule. Our Medicare experts can educate and assist you and your employees to evaluate the best coverage, compare carriers, navigate the enrollment process and field any questions that may arise.

The complexity of regulations that impact employers as a result of the Affordable Care Act, IRS and other employee related legislation can be a tremendous burden carrying stiff penalties, fees and interest for non-compliance. On top of that, rules and regulations are constantly changing from year to year, requiring an on-going, regular review of practices. Our team of experts can help you develop an effective strategy for maintaining compliance in a way that allows you to progress toward your business goals.

Ancillary benefit programs, when designed properly, provide employees with the ability to fill any needed gaps in coverage at rates lower than what they would be able to obtain on their own. Additionally, by offering products and services like critical illness insurance, hospital indemnity insurance, life and disability insurance, long term care insurance, dental and vision insurance, pre-paid legal and stand alone wellness, businesses can increase employee morale, productivity and work efficiency… enhancing the firm’s growth and competitiveness.

A Professional Employer Organization (PEO) partners with small businesses to streamline human resources, employee benefits, and payroll administration under a co-employment model. PEOs can handle the human resources and administrative tasks that take away from the time you could be using to grow your business. These solutions not only give you peace of mind with your HR Administration but can also help your business grow faster, decrease turnover, and reduce employment-related liability.

Today, there are a multitude of different funding strategies available to groups of virtually all sizes. With our knowledge and expertise, we can work with you to discover if an alternative funding model can benefit the unique demographics and utilization of your workforce. Properly fitted, one of these alternative funding solutions could help you generate substantial cost savings and greater transparency without sacrificing the level of benefits you offer your employees.

In a world where control often seems elusive, PPLSI's brands, LegalShield and IDShield, empower individuals to combat injustice and secure their futures. As a licensed Independent Associate of United Benefits Group, we provide businesses and individuals with comprehensive legal and identity theft protection services.

LegalShield Services: Legal issues are often expensive and time-consuming. LegalShield transforms this by offering affordable, straightforward access to legal assistance. Members can consult with provider law firms on personal legal matters without incurring high hourly fees.

IDShield Services: In today's digital landscape, identity theft affects millions annually. IDShield offers proactive protection against cybercrimes and reputation theft, ensuring your personal information remains confidential through exceptional online privacy and reputation management services.

For more information or to enroll in our legal and identity protection plans, visit our dedicated website. Feel free to contact us with any questions or concerns.